2014-12-11 10:17:37 辽宁华图公考问答 http://ln.huatu.com/wenda/ 文章来源：未知
According to a recent survey on money and relationships, 36 percent of people are keeping a bank account from their partner. While this financial unfaithfulness may appear as distrust in a relationship, in truth it may just be a form of financial protection.
With almost half of all marriages ending in divorce, men and women are realizing they need to be financially savvy, regardless of whether they are in a relationship.
The financial hardship on individuals after a divorce can be extremely difficult, even more so when children are involved. The lack of permanency in relationships, jobs and family Life may be the cause of a growing trend to keep a secret bank account hidden from a partner, in other words, an "escape fund",
Margaret's story is far from unique. She is a representative of a growing number of women in long-term relationships who are becoming protective of their own earnings.
Every month on pay day, she banks hundreds of dollars into a savings account she keeps from her husband. She has been doing this throughout their six-year marriage and baa built a nest egg worth an incredible 8100, 000 on top of her pension.
Margaret says if her husband found about her secret savings he'd hurt and would interpret this as a sign she wasn't sure of the marriage. “He'd think it was my escape fund so that financially I could afford to get out of the relationship if it went wrong. I know you should approach marriage as being forever and I hope ours is, but you can never be sure".
Like many of her fellow secret savers, Margaret was stung in a former relationship and has since been very guarded about her own money.
Coming clean to your partner about being a secret saver may not be all that bad, Taken Colleen, for example, who had been saving secretly for a few years before she confessed to her partner."I decided to open a savings account and start building a nest egg of my own. I wanted to prove to myself that I could put money in the bank and leave it there for a rainy day,"
"When John found out about my secret savings, he was a little suspicious of my motives. I reassured him that this was certainly not an escape fund that I feel very secure in our relationship. I have to admit that it does feel good to have my own money on reserve if ever there are rainy days in the future. It's sensible to build and protect your personal financial security."
51 . The trend to keep a secret bank account is growing because
A. "escape fund" helps one through rainy days
B. days are getting harder and harder
C. women are money sensitive
D, financial conflicts often occur
52. The word “savvy “(Line 2, Para. 2) probably means
A. suspicious
B. secure
C. shrewd
D. simple
53. Which inference can we make about Margaret?
A. She is a unique woman.
B. She was once divorced.
C. She is going to retire.
D. She has many children.
54 The author mentions Colleen's example to show .
A. any couple can avoid marriage conflicts
B. privacy within marriage should be respected
C. everyone can save a fortune with a happy marriage
D. financial disclosure is not necessarily bad
55. Which of the following best summarizes of this passage?
A. Secret Savers.
B. Love Is What It's Worth.
C. Banking Honesty.
D. Once Bitten, Twice Shy.
参考答案
51. 答案 A。
本题信息点是The trend to keep a secret bank account is growing “持有秘密银行账
户的趋势在增长”。我们在第三段第二句话查阅到该信息点，同时本句中的causes“原因，起因”标志该句表述了持有秘密银行账户趋势增长的原因。再认真研读本句我们发现其原因是：The lack of permanency in relationships，jobs and family life “婚姻关系、工作及家庭生活等缺乏稳定性”，同时前一句表述了离婚之后会出现hardship，由此可以推断出持有银行秘密账户的原因是为了解决离婚、失业之后的困难。再研读本题选项我们基本可以确定本题选项为A。这里rainy days 意为"困难时期".
52. 答案 C。
该词所在句子句首的With almost half of all marriages ending in divorce “由于几乎一半的婚姻都以离婚而告终” 表达了人们在经济上savvy 的原因。借助因果推断法我们可以推断出该词有 “小心的，有防备的，”等类似意思。考查本题的四个选项，本题答案是C项shrewd “意识到的，精明的”.
53. 答案 B
本题信息点是Margaret，文章中一定有涉及Margaret 的语句。查阅该信息点，我们发现该信息点出现在第四到第七段。虽然内容繁多，但不能失去耐心和信心，研读这几个段落我们可整理出以下相关信息：1) Margaret 的案例并非特有：2) 婚后六年她一直在每月发薪日秘密存钱：3)她认为如果丈夫知道了会受伤：4)她在以前的婚姻关系中受过伤(was stung in a former relationship)。接下来考查本题的选项，我们发现B 项的内容对应4) 的信息，为本题答案.
54. 答案 D
本题的信息点是Colleen’s example，文章中一定会有Co1leen 的例子出现。我们以前介绍过，例子在文中的作用要么是在文章开头引出主题，要么是在行文过程中来证明观点。该事例出现在行文过程中，所以是为了证明其所在句子前一句所表述的观点：Coming clean to your partner about being a secret saver may not be all that bad.“向配偶承认你是个秘密储蓄者并不都是那样糟糕的”。有此确定本题答案为D 项。解答本题时，一定会有考友不理解关键的coming clean，这时可不能就这么放弃了，详细研读一下事例本身我们就可以理解coming clean 与confess 同义，意为 “坦白，承认".
55.答案 A。
记得我们以前多次讲过要解答主旨题，我们需要通过对第一段的研读领会文章写作手法，从而理解文章的主题。本文以调查数据开头，其目的是要引出本文的主题：第一段最后一句便是对主题的表述，其大意为： 虽然这种经济上的不诚实行为被看成是对家庭关系的不信任，但是事实上它只是一种经济上的保护形式. 由此我们基本确定本文主要是要论述“持有秘密银行账户是可以接受的”这一主题。由此判断A 项是本题的最佳答案。
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